الحق
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Al-qirāḍ
(الْقِرَاضُ)
من موسوعة المصطلحات الإسلامية
المعنى الاصطلاحي
Giving a sum of money to a person to invest it in trade in return for an agreed-upon percentage of the profit.
الشرح المختصر
"Qirād" (limited partnership) is a partnership contract for a specific amount of money given by an investor to a person (agent) while authorizing him to trade with that money in return for a portion of the profit, such as half or one third of the profit, or whatever the two parties agree upon. The investor, not the agent, is liable for any resulting losses. This type of transaction was well known among the Arabs before Islam. When Islam came, it approved of it because of the people's need for it. Islamic law stipulated conditions for "qirād" to eliminate the risk of deception and uncertainty. This transaction is also called "mudārabah" and "muqāradah".
التعريف اللغوي المختصر
"Qirād": a business partnership in which one partner provides the capital while the other partner provides the labor, and the profit is divided between them as agreed upon. It is also called "mudārabah". Derived from "qard", which means cutting (as in cutting out a share).
التعريف
That a person gives a sum of money to another to invest in business, and they agree on how the profit is shared between them. The deal is also called muqāraḍah and muḍārabah.