الرءوف
كلمةُ (الرَّؤُوف) في اللغة صيغةُ مبالغة من (الرأفةِ)، وهي أرَقُّ...
Bill of exchange
(السَّفْتَجَةُ)
من موسوعة المصطلحات الإسلامية
المعنى الاصطلاحي
It is when someone lends money to another in a country and asks the borrower to write him a document by which he (the lender) can collect the exchange of his money in another country.
الشرح المختصر
"Suftajah" (bill of exchange) is a kind of loan that the lender benefits from by avoiding carrying cash while traveling and thus securing himself against the dangers of the journey. A "suftajah" is done in the following way: Person 'A' gives money to person 'B' and asks 'B' to write him a letter of credit in which 'B' authorizes an agent to pay 'A' the money upon showing him the letter once 'A' has safely reached his destination. This transaction was called "suftajah" because of its level of consolidation, as well as the security that it provides to the traveler against the dangers of the journey.
التعريف اللغوي المختصر
"Suftajah": exchange wherein someone gives an amount of money to someone else in a country with the agreement that he will give it back in another country. Original meaning: something secure (solid).
التعريف
That one person lends another some money in a certain country on condition that the borrower will repay it in another country. Thus, the lender is secure from any risk of loss during travel, and the borrower is able to use the money immediately.